Top 10 Best Life Insurance Companies for Seniors in 2019

Top 10 Best Life Insurance Companies for Seniors in 2019

The best life insurance companies change every year.

How can you be so sure that you are choosing the best life insurance company for you and your family?

Just because they are highly qualified insurers with a strong brand, how can you be so sure that it is really the best policy?

We will try to help you make your decision (or at least make it simpler) so that you are only working with the best life insurance providers available to you.

FIRST, THE 3 BEST LIFE INSURANCE COMPANIES RIGHT NOW!

BETTER CHOICE
Haven Life Insurance
They have had life insurance
Not only do they offer solid services and competitive rates, but they also have one of the fastest applications (and approval processes) in the market.
Score: A ++

MASSACHUSETTS MUTUOS
One of the largest companies we review with more than $ 500 billion in total assets, Mass Mutual has near-perfect ratings from all the major rating agencies.
Score: A ++

GET APPOINTMENTS
Read the full review
Life Insurance Banner

FLAG LIFE INSURANCE
Banner Life is one of the few life insurance companies that really focuses almost strictly on growing their business through life insurance products.
Score: A +

GET APPOINTMENTS

Read the full review
We found that those three carriers were in their own leagues.

But, do not trust our word (yet).

Let's look at who else is on our list of the best life insurance companies this year and find out who the closest competitors are.

Based on our experiences, financial strength ratings, customer feedback and general product availability, below are our 10 best life insurance companies in the United States this year:

THE 10 BEST LIFE INSURANCE COMPANIES IN THE UNITED STATES

They have had life insurance
Haven life insurance
Better benefit:
Fast coverage
Our review of Haven's life

How to take an entire industry by storm? Only by creating the best product in the market, this is how!

Haven Life offers an easy online application that can be completed and sent conveniently without the interaction of any agent. This is a great step forward in terms of convenience and efficiency, both for you and for them.

It also helps that they are backed by MassMutual (which ranks second on our list), which is just one of the few life insurance companies that currently have some of the highest financial strength ratings of all rating agencies, and with more than 165 years of history and experience doing business to support it.

Masmutual
Massachusetts Mutual Financial Group logo
Better benefit:
Complete financial planning
Our MassMutual Review

After being ranked third on our list for two consecutive years, they are approaching the top!

For more than 160 years, MassMutual has offered life insurance products that are competitive and diverse.

With the addition of Haven Life support, and having a complete set of financial planning products, it's no wonder they're leading the best in the market.

You have the ability to literally put your entire financial portfolio in order, all under one roof. While this may not be necessary, it is possible. The financial strength of MassMutual is virtually unmatched, so you can feel confident with your decision in any way.

PROS
Financial strength
VARIETY OF COVERAGE OPTIONS
Complete retirement planning

CONTRAS
Independent access
N / A
See our full review of MassMutual.

BANNER THE LIFE INSURANCE COMPANY
Banner Life Insurance Company
Better benefit:
Term insurance

Our review magazine
If you simply want the best investment in term life insurance, Banner Life is your company.

When they lack speed, compared to some of the instant issue products in the market, they more than compensate for short-term, personalized life insurance coverage. Some of the cheapest in the market!

Banner products also come with a wide variety of brokers, convertibility options and an unsurpassed sub-standard subscription style. If you are part of the 95% of the world that is not in perfect health, Olympic athlete, you may not find a more affordable term policy than with Banner.

PROS
Writing superior
Affordable term
Riders and Convertibility

CONTRAS
NO instant edition
Unknown brand name
NOT the whole real life
See our complete review of Banner Life.

PROTECTION OF THE LIFE INSURANCE COMPANY
Protection life review. Making a big jump our list of the best life insurance companies in number four is Protective, another company that many have not yet heard. Despite this, they have a dominant presence in more than one sector of the life insurance industry.

For more than a century, Protective Life has lived up to its name in protecting homes and businesses throughout the United States. With more than 5 subsidiaries, an international presence, four separate "A" ratings and a large number of policyholders, Protective is making itself felt for the first time in an important way.

You will have your choice of term, universal or universal variable life insurance, where Protective is extremely competitive in price. Especially with its universal products, Protective is one of the few companies that offer permanent insurance for all levels of life insurance fully subscribed.

If you are considering permanent coverage, such as for estate planning, protection should be among your main considerations.

PROS
The best universal product
Property planning
Riders and Convertibility

CONTRAS
NO instant edition
Unknown brand name
N / A
See our complete protective review.

PRUDENTIAL LIFE INSURANCE COMPANY (PRUCO)
Prudential Review Prudential is a household name, and its dominance of the industry and the subscription of niches have gone up even more in our list of the top 10 this year.

Extremely successful in several smaller life insurance areas, Prudential has also leveraged its brand to become a leader in the life insurance industry in general.

This 140-year-old financial institution is a premiere insurer, with "A" or better ratings from all rating agencies. In competition with MetLife for the majority of life insurance sold, Prudential took home the highest in net premiums, exceeding $ 13 billion.

While there is no lifelong availability, Pru has a universal, universal term and index to fill her product portfolio. Non-life insurance options include accidents, serious illness, disability and more.

To top it off, Prudential has an exceptional subscription for smokers.

PROS
The best risk subscription
Trusted brand
Ideal for smokers

CONTRAS
In the absence of examination product
Non-competitive term
N / A
See our complete review of Prudential.

AIG - AMERICAN GENERAL
American General Life Insurance Company American General, which is also called AIG, is a company of great reputation, with "A" or better grades in all areas and a centennial name behind the ranking.

With a strong presence in the market, they have an exceptionally wide range of Universal and Indexed Universal products. Visit to https://www.aig.com

Top 10 Best Life Insurance Companies for Seniors in 2019